Privacy Policy

Company Information

Company name:BAC Investments SG – Banca Agricola Commerciale S.p.A.
Address of registered office:Via 3 Settembre 316 47891 Customs (SM)
Economic Operator Code:SM27360

Privacy Policy

Processing of personal data

Below is a description of how to manage the site www.bacinvestments.sm with reference to the processing of users’ personal data. The information is provided pursuant to Article 13 of the 2016/679 Regulation of the European Parliament and of the Council of 27 April 2016 and by Article 13 of the Law 21 December 2018, No. 171 of the Great and General Council of the Republic of San Marino, concerning the protection of individuals with regard to the processing of personal data, as well as the free circulation of such data and repealing:

  • Directive 95/46 / EC (General Data Protection Regulation),
  • Law 23 May 1995 n.70 of the Great and General Council of the Republic of San Marino, which remains in force solely with reference to the computerized collection of data of legal entities,
  • article 41 of the Law of 5 December 2011 n.188 of the Great and General Council of the Republic of San Marino
  • the letter d) of article 37, paragraph 1 of Law n.188 / 2011 and subsequent amendments of the Great and General Council of the Republic of San Marino,
    to those who interact with web services, accessible by telematic means starting from the address indicated corresponding to the initial page of the site www.bacinvestments.sm

The information is provided only for the Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. and not for other websites that may be consulted by the user via links.

Data Controller

Following consultation of this site, data relating to identified or identifiable persons may be processed.
Owner of their processing: Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. – Via 3 Settembre 316 – 47891 – Customs – email: info@bacinvestments.sm , with registered office at Via 3 Settembre 316 – 47891 – Dogana (SM).
Place of data processing

The processing operations connected to the web services of this site take place in SAN MARINO at TELECOM ITALIA San Marino located at Via 28 July, 212 – Borgo Maggiore (Rep. San Marino) and managed by TELECOM ITALIA with registered office at Via 28 Luglio, 212 – Borgo Maggiore (Rep. San Marino).
Type of data processed

Navigation data

The software applications used to operate the Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. website acquire some personal data transmitted through secure protocols.
This information is not collected to be associated with identified interested parties, but could allow users to be identified through processing and association with data held by third parties. This category of data includes:

  • IP addresses,
  • the identifier of the browser (user agent),
  • the URI (Uniform Resource Identifier) ​​addresses of the requested resources,
  • request time,
  • the method used in submitting the request to the server,
  • the numeric code indicating the response status given by the server (for example, good end, error),
  • other parameters relating to the operating system and user’s computer environment.

These data are used only to obtain anonymous statistical information on the use of the site and to check its correct functioning.

Data provided voluntarily by the user

For access to some services provided through the Banca Agricola Commerciale Istituto Bancario Sammarinese SpA website, the optional and voluntary insertion of some identification data may be requested (email, name, contact details, and information necessary to provide the requested service).

Purpose of the processing

Service delivery

Personal data provided by users who use the services provided by Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. (ex: through browsing the site, filling in forms for various requests) are used for the sole purpose of performing the service or provision requested.

Further communications following a purchase of goods or services

Following the purchase of a product or service, Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. it will be able to communicate to the user further indications, including commercial ones, concerning the same merchandise category as the purchases made. The legal basis of the treatment described above is the legitimate interest of the data controller ( Reg.EU 2016/679 art.47 GDPR – RSM Law 2018/171 art.48 ).

Direct marketing

In case of specific consent (registering for the newsletter) Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. you can e-mail information on new products, promotions and special offers.
The user has the right to disable the service at any time through the appropriate procedure and / or the methods indicated below for the exercise of his rights. The legal basis of the treatment described above is the consent of the interested party.
Specific summary information, if necessary, if necessary, will be reported or displayed on the site pages set up for particular additional services on request.

Data retention period

The data retention period is that necessary for the purposes deriving from the services requested and for a further period of 36 months. If the requested information is the subject of an online transaction, such data may be stored for economic and fiscal reporting purposes, for a period of 10 years. With regard to the technical data managed by the site, such as cookies, the retention period is defined by the technical characteristics of the cookies themselves and specified in the “Site cookie” table. The data retention period is intended to be renewed for a further period of 36 months each time a new consent is given to data processing and / or to each access to the services offered through one’s credentials (eg personal area login).

Optional supply of data

Apart from that specified for navigation data, the user is free to provide Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. the personal data required to use the services provided through the site. Failure to provide the data relating to the fields marked with an asterisk (mandatory) will make it impossible to use the service offered.

Processing methods and security

The processing of personal data takes place through IT tools that guarantee the security and confidentiality of the data and in any case in compliance with the appropriate security measures as required by Article 32 of the Reg.EU 2016/679 GDPR and from Article 33 of the Law RSM 2018/171 , using secure communication protocols with SSL encryption algorithms.

Rights of interested parties

Interested parties (subjects to whom personal data refer) can at any time exercise the rights provided by the Regulation, through a dedicated personal area. It is possible to access this area by requesting the link through the appropriate procedure at the bottom of this statement. A further method for exercising the rights of the Regulation, if the user has used the newsletter service, can be used through the appropriate link at the bottom of the email received. In particular, the subjects may legitimately request the rights under arts. 15-23 of the Reg.EU 2016/679 GDPR and the articles 15-35 of the RSM Law 2018/171 , and specifically:

  1. The deletion of all data.
  2. The adjustment / modification.
  3. The limitation.
  4. Portability.
  5. The right to object to automated decision making (profiling).

Eventually report additional requests in the notes field.
The exercise of the rights of the interested parties The requests can also be addressed using the following contacts:
Data Controller: Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. – Via 3 Settembre 316 – 47891 – Dogana
Email: info@bacinvestments.sm

Extended information on the use of cookies

Extended information on the use of cookies pursuant to the provision of the Privacy Guarantor n. 229/2014, for those who interact with the web services of Banca Agricola Commerciale Istituto Bancario Sammarinese SpA, accessible starting from the addresses www.bacinvestments.sm. The website of Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. uses cookies and similar technologies to guarantee the correct functioning of the procedures and improve the user experience of online applications. This document provides detailed information on the use of cookies and similar technologies, on how they are used by Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. and how to manage them.

Below is technical information about cookies

Definitions

Cookies are small text strings that the sites visited by the user send to their terminal (usually the browser), where they are stored before being re-transmitted to the same sites at the next visit by the same user. Cookies are stored, based on user preferences, by the individual browser on the specific device used (computer, tablet, smartphone).

Types of cookies

Based on features and use, cookies can be divided into different categories:

Strictly necessary cookies

These cookies are indispensable for managing login and access to the site’s reserved functions, typically for updating pages by of web editors. The duration of these cookies is strictly limited to the work session (when the browser is closed they are deleted). Their deactivation compromises the use of the services accessible from the login. The public part of the sites remains normally usable.

Technical cookies (analysis and performance)

These cookies are used to collect and analyze the traffic and use of the site anonymously. These cookies, even without identifying the user, allow for example to detect if the same user returns to connect at different times. They also make it possible to monitor the system and improve its performance and usability. On some pages of the website www.bacinvestments.sm hey can store user preferences regarding the font size and preferred display mode (graphic, high contrast or textual) for the purpose of accessibility of the contents. The deactivation of these cookies can be performed without any loss of functionality.

Profiling cookies

These are permanent cookies used to identify (anonymously and not) user preferences and improve their browsing experience.

Cookies Duration

Some cookies (cookies session) remain active only until the browser is closed or the logout command is executed. Other cookies “survive” when the browser is closed and are also available for subsequent visits by the user. These cookies are called persistent and their duration is set by the server at the time of their creation. Browsing through the pages of the site www.bacinvestments.sm, you can interact with sites operated by third parties that can create or modify persistent and profiling cookies. The temporal conservation of each individual cookie is visible in the “cookie list” table.

Cookie management

The user can decide whether to accept cookies using the settings on his or her browser. The total or partial disabling of cookies could compromise the use of the site’s features, but not prevent their navigation. The setting can be defined specifically for different websites and web applications. Below are the web resources that illustrate how to proceed for each of the main browsers: Chrome, Firefox, Internet Explorer, Opera, Safari.

Third-party cookies

They allow the use of third-party cookies for analysis purposes, understand and improve the effectiveness of our advertisements, send targeted commercial proposals both on our site and on third-party websites (retargeting) related to the interests shown during navigation. The installation of the same requires your consent; in the absence thereof they will not be installed.

  • Google Analytics: allows you to collect and analyze information relating to the use of the Website by users (eg the number of web pages visited). These cookies do not collect information to be used for commercial purposes.
    For more information, the third-party cookies used are: click here.
    The user can disable the Google Analytics action by installing the opt-out component provided by Google on their browser. To disable the Google Analytics action click here.
  • Google Adwords e Google remarketing: for more information click here.
  • Share button di Facebook: allows the user to share a content of the Website on his Facebook profile with a simple click. These cookies do not collect information to be used for commercial purposes. For more information, see the following link click here
  • Share button di Twitter:
    allows the user to share content on the Website on his Twitter profile with a simple click. These cookies do not collect information to be used for commercial purposes. For more information, see the following link click here.
  • Youtube: or more information, see the following link click here.
  • LinkedIn: or more information, see the following link click here.
  • Pixel retargeting di Facebook:allows you to monitor the user’s navigation in order to identify the content for which he has shown interest and send targeted commercial proposals on Facebook. For more information, see the following link: click here.

Cookie settings

You can block or delete (in whole or in part) technical and functional cookies through the specific functions of your Browser. However, we inform you that not allowing technical cookies could make it impossible to use the site, view its contents and use the relative services. Inhibit functionality cookies may mean that some services or certain functions of the site are not available or do not work properly and you may have to change or manually enter some information or preferences every time you visit the site.

The choices made regarding site cookies will in turn be recorded in a special cookie. This cookie may, however, in some circumstances not function properly: in such cases, we recommend that you delete unwanted cookies and inhibit their use also through the functionality of your browsers.

Your preferences in relation to cookies will have to be reset if you use different devices or browsers to access the site.

How to view and modify cookies through the Browser

You can authorize, block or delete (in whole or in part) cookies through the specific functions of your Browser. For more information on how to set preferences on the use of cookies through the Browser, you can consult the related instructions:

Internet Explorer

  • Firefox
  • Chrome
  • Safari

You can also manage your choices with respect to third-party cookies by using online platforms such as, for example, AdChoice.

ATTENTION :disabling technical and / or functional cookies, the site may not be available for consultation or some services or certain functions of the site may be unavailable or not working properly and you may have to change or manually enter some information or preferences every time you visit the site.

Data provided voluntarily by the user

The optional, explicit and voluntary sending of electronic mail to the addresses indicated on this site, or the completion of the form, entails the subsequent acquisition of the sender’s address, necessary to respond to requests, as well as any other personal data included in the message from part of the customer.

Provision of data

The user is free to provide personal data contained in the application forms or indicated in specific sections of the website to request the sending of informative material or other communications. Their absence does not make it impossible to obtain what is requested even in an anonymous form. Personal data is processed by automated tools for the time strictly necessary to achieve the purposes for which it was collected. Specific security measures are observed to prevent the loss of data, illicit or incorrect use and unauthorized access to the database.

Processing methods

Your personal data will be processed by automated tools for the time strictly necessary to achieve the purposes for which they were collected. Specific security measures are observed to prevent the loss of data, illicit or incorrect use and unauthorized access. The user always has the right, at any time, to obtain confirmation of the existence or not of the data referring to his person and to know its content and origin, verify its accuracy or request its integration or updating, or rectification (Article 7 of Legislative Decree No. 196/2003). Pursuant to the same article, you have the right to request cancellation, transformation into anonymous form or blocking of data processed in violation of the law, and to oppose in any case, for legitimate reasons, to their treatment. This privacy statement may be changed periodically and the use of the information collected is subject to the privacy policy in effect at the time of use. This document, published at the address www.bacinvestments.sm
, constitutes the Privacy Policy of this website and will be subject to updates from time to time published and bearing the update date.

What are your privacy rights?

You have the right to ask at any time:

  • access to your Personal Data, (or a copy of such Personal Data), as well as additional information on the treatments underway on them;
  • the rectification or updating of your Personal Data, if they are incomplete or out of date;

  • the deletion of your Personal Data from the databases;
  • the limitation of the processing of your Personal Data;

  • to obtain the Personal Data concerning you in a structured, commonly used and machine-readable format.

You can exercise your rights by writing to: info@bacinvestments.sm

In any case you always have the right to contact the competent Control Authority (Guarantor for the Protection of Personal Data) if you believe that the processing of your Personal Data is contrary to the legislation in force.

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